AI-Powered Renewal Intelligence

Every bond renewed.
No lapses.
No surprises.

BondWatch is the renewal intelligence layer for surety agencies. No more running reports and manually working through a list — AI-driven risk scoring, adaptive outreach, and autonomous follow-up ensure your entire book renews on time, without the manual process.

Trusted by surety agencies managing 500+ bonds
app.bondwatch.io/workqueue

Renewal workqueue

Sorted by risk · 6 bonds require action

Apex Electrical LLC7 days0
Rivera Plumbing Co.14 days0
Goldstone Builders22 days0
Merit HVAC Services31 days0
Crestline Contractors45 days0
The Problem

Your book is leaking revenue.
You just don't know where yet.

Most agencies discover a lapsed bond when the obligee calls. By then, the client relationship is damaged — and the competitor is already dialing.

Spreadsheets miss renewals
Manual tracking across hundreds of bonds means lapses happen silently. There's no system watching all of them at once.
Calendar reminders treat all bonds the same
A bond expiring in 7 days with a non-responsive principal is not the same as one expiring in 60 days with a perfect history. Generic reminders miss this.
Lapses mean lost revenue and liability
When a bond lapses, the obligee notifies the principal. The principal may lose their license. You lose the renewal — and possibly the client.
A Different Approach

Most surety software tells you what happened.
BondWatch handles what's about to.

Traditional tools require you to run reports, interpret them, and act. BondWatch eliminates that loop — it monitors continuously and executes on your behalf.

The way most agencies work today

  • Schedule a weekly renewal report
  • Export to spreadsheet, sort by expiration date
  • Manually identify which principals to contact
  • Send the same generic reminder to everyone
  • Wait — and hope they respond
  • Follow up manually if they don't
  • Repeat the whole cycle next week
  • Discover lapses when the obligee calls

The BondWatch way

  • BondWatch monitors every bond, every day — no report needed
  • Risk scores surface the bonds that need action right now
  • Personalized outreach fires automatically, calibrated to each principal
  • Responses are classified and the cycle updates in real time
  • High-risk bonds escalate to SMS without you asking
  • Your inbox is monitored — replies don't fall through the cracks
  • You step in only when a decision requires your judgment
  • Outcomes are logged and feed forward into the next renewal cycle
No more weekly report rituals. BondWatch is always on — so your renewal book is always under control, whether you're in the office or not.
Features

Renewal intelligence that no AMS provides.

BondWatch plugs into your existing workflow and adds the intelligence layer your current tools lack.

AI Risk Scoring

A 0–100 lapse risk score recalculated at every signal event. Days remaining, principal history, engagement, bond type — all weighted.

Autonomous AI Agent

Enable automation and BondWatch handles the entire renewal workflow. Emails, SMS, inbox monitoring — all without you touching it.

Personalized Outreach

Every email generated by AI, tailored to the principal's communication history, bond type, and urgency level. Not a mail merge.

Inbox Intelligence

BondWatch monitors your renewal inbox. When a principal replies, it classifies the intent and updates the cycle automatically.

Engagement Tracking

Open rates, click-through, and response latency feed directly back into risk scoring. Silence is a signal.

PDF Bond Extraction

Upload a bond document and AI extracts every field — dates, amounts, parties, cancellation clause — directly into the registry.

How It Works

Six stages. Complete lifecycle intelligence.

BondWatch manages every renewal from the moment a bond enters your registry to the moment the next cycle begins.

1

Ingest

Bond enters your registry via CSV, manual entry, or PDF upload. AI extracts all fields automatically.

2

Score

Risk scoring engine calculates a 0–100 lapse risk score immediately. Every factor weighted.

3

Prioritize

Your workqueue ranks bonds by risk × urgency. High-risk bonds surface first, always.

4

Signal

Adaptive reminder cadence fires via email and SMS. High-risk bonds get compressed schedules.

5

Respond

Principals act via self-service portal. AI monitors your inbox and updates the cycle automatically.

6

Close

Every outcome is logged. History feeds forward into the next cycle's scoring.

Agentic Automation

Your agency, on autopilot.
Or not. You choose.

BondWatch's AI agent adapts to how you work. Conservative agents keep full control — the AI prepares, you execute. Collaborative agents let automation handle routine outreach while you focus on high-risk bonds. Fully autonomous agencies let BondWatch run the entire workflow with a daily summary.

Every action the agent takes is logged with its reasoning. Override anything, anytime, with one click. The hard lines — marking a lapse, closing a cycle — are always yours.

Automation profile

SupervisedCollaborativeAutonomous
Send email reminders
Personalize outreach
SMS escalation
Auto-reply to principals
Mark as lapsedAlways human
Close renewal cycleAlways human
Testimonials

Built for how surety agencies actually work.

Don't just take our word for it. See what our customers have to say about their experience.

We were tracking renewals in three different spreadsheets. BondWatch consolidated everything and surfaced the two bonds that were about to lapse. Paid for itself in week one.

Agency Principal
Mid-size surety agency · 340 active bonds

The AI outreach is the feature nobody else has. It doesn't send the same email every time — it actually adjusts based on whether they've responded before. Our response rate is up.

Operations Manager
Regional surety agency · 800+ active bonds

I turned on autonomous mode for my license & permit book. I check the workqueue once a day to see what it did overnight. I haven't missed a renewal since.

Senior Surety Agent
Independent agency · 200 active bonds

* Testimonials are illustrative of expected outcomes. BondWatch is currently in beta.

Pricing

Simple seat-based pricing. Scale as your book grows.

Pay per agent seat. Bonds are always unlimited on paid plans. Monthly or annual billing — save 20% annually.

Starter

Up to 2 agents

TBD/ seat / month

Up to 250 bonds

  • CSV import
  • Email reminders
  • Basic dashboard
  • Standard risk scoring
Most popular
Growth

Up to 5 agents

TBD/ seat / month

Unlimited bonds

  • Everything in Starter
  • PDF bond extraction
  • AI risk scoring
  • Principal self-service portal
  • SMS escalation
  • Engagement tracking
Agency

Unlimited agents

TBD/ seat / month

Unlimited bonds

  • Everything in Growth
  • AMS webhook sync
  • AI chat assistant
  • White-label principal portal
  • Advanced analytics
  • Priority support
Enterprise

Custom

Custom

Unlimited bonds

  • Everything in Agency
  • Multi-agency MGA management
  • Native AMS integrations
  • Public API access
  • Dedicated onboarding
  • SLA guarantee

All plans include a 14-day free trial. No credit card required.
Pricing and seat definitions subject to change during beta.

Stop discovering lapses after the fact.

Join the agencies already using BondWatch to protect their renewal revenue.
14-day free trial. No credit card required.